My Services
Financial Planning
While developing a customized financial program, I will walk you through a step-by-step process that will help make you feel confident in your decisions. The planning process begins with in-depth information gathering with a focus on:
Identifying important relationships (Dependents, Beneficiaries, Trusted Contacts, etc.)
Expectations and Concerns focusing on Retirement.
Retirement Lifestyle Goals
Resources you have to reach your goals, including investments, extra savings and risk tolerance.
Once established, a Financial Goal Plan can be put in place which allows a client centric “play zone” to customize their needs, wants and wish list for retirement and beyond. Budgeting concerns and risk and lifestyle concerns and can be addressed for a full planning experience.
Investment Management
As your investment manager, I offer skilled risk profiling, asset allocation and investment selection and can be done though both brokerage (and/or investing directly) and investment advisory services.
Brokerage services and investing directly via a mutual fund or 529 company can be made based on discussions as what what is suitable for you. Since these types of investments have minimums as low as $50, they may be more suitable for the investor just starting out.
Investment advisory services generally have a $25,000 minimum account requirement and involve a level of portfolio management services. As a fiduciary, recommendations are derived from interviews with you and/or your financial goal plan to help insure recommendations are made in your best interest and portfolios are monitored and reviewed.
Assistance can be provided in the following areas:
Retirement Plans:
401(k) Plans
403(b) Plans
457 Plans
IRA
Roth IRA
SEP IRA
SIMPLE IRA
Profit Sharing and Cash Balance Plans
Investments:
Mutual Funds
ETFs
Stocks and Bonds
Alternative Investmens
Private Placements
Variable Annuities
Fixed Indexed Annuities
Insurance:
Term Life
Universal Life
Whole Life
Variable Universal Life
Long Term Care Insurance